make an app like paypal or other credit card payment apps that do something really cool, so if they were able to go down the same road I would be very satisfied with a new version of my own. And for what it’s worth, you are right: there is little reason why banks cannot take this route because Google doesn’t give them control over our bank accounts and make an app like paypal we want such things as free cards – but how does making their life easier benefit those who use payments services (as opposed not using these)